4.99% permanent Rate buy down with a 2-1 buy down – Based upon a 30-year fixed-rate mortgage with a 5% down payment and 5.797% APR. Any payment amounts shown reflect the principal and interest portion of the mortgage loan only and do not include property taxes, homeowners insurance, mortgage insurance, HOA dues, or other fees. Payments may increase after the first and second years if a temporary buydown is used. All figures listed are estimates only and may vary based on property, buyer qualifications, and market conditions. This is not a commitment to lend. Loan approval is subject to applicant and property qualification. Interest rates and loan program guidelines are subject to change without notice. SecurityNational Mortgage Company is not affiliated with Holmes Homes. Builder is not a lender or mortgage broker. Buyer is free to choose any lender. Promotion is tied to preferred lender SecurityNational. Financing terms shown are for informational purposes only. Contact the loan originator listed for an accurate, personalized quote. SecurityNational Mortgage Company is an Equal Housing Lender. NMLS #3116.